Utah Mortgage Strategy · Select Rate
Smarter Mortgage Strategies for Utah Homebuyers
With 20+ years of real estate-industry experience, Mike Shehan helps Utah homebuyers, homeowners, veterans, and investors understand their financing options and develop mortgage strategies around their goals.
Mike Shehan
Select Rate · 20+ Years Real Estate Experience
20+ Years of Experience
Mortgage and real estate industry experience informing every recommendation.
Strategic Financing
Explore mortgage options with your long-term goals in mind.
Fast Response
Responsive communication when buyers and agents need answers.
Education First
Understand your options and potential risks before deciding.
Mortgage Solutions
Find the Right Financing Strategy for Your Next Move
Mike approaches every borrower's situation with both mortgage financing knowledge and real estate perspective — so you can compare options and make an informed decision.
First-Time Homebuyer Loans
Understand pre-approval, financing options, down payments, credit, and the closing process in approachable language.
Start Your Homebuying PlanMove-Up Buyers
Selling one property and buying another? Plan your financing strategy and timing with confidence.
Plan Your Next MoveVA Loans
Educational guidance for eligible veterans, active-duty service members, and qualifying borrowers.
Explore VA Loan OptionsDown Payment Assistance
Certain borrowers may be able to explore available down-payment-assistance programs in Utah.
Explore Available OptionsRefinancing
Whether refinancing makes sense depends on your current mortgage, rates, costs, equity, and goals.
Review My Refinance OptionsInvestment Property Financing
For first-time investors, rental-property buyers, and those growing a portfolio with strategy.
Discuss an Investment Strategy
Moving to Utah?
Financing a Home in the State Mike Calls Home
Utah is Mike's home. He values everything the state offers his family — from outdoor recreation and world-class skiing to quality of life and easy access to an international airport. If you're relocating, Mike can help you prepare financially and navigate financing a home throughout the state.
Plan Your Utah MoveFirst-Time Buyer Hub
First-Time Homebuyer Guide to Buying in Utah
Mike breaks the process into clear, approachable stages — so you always know what's next and why it matters.
Understand Your Financial Position
Talk With a Mortgage Professional
Explore Loan Options
Get Pre-Approved
Determine a Comfortable Budget
Begin Your Home Search
Make an Offer
Complete the Mortgage Process
Prepare for Closing
Winning Mortgage Strategies
Mortgage Financing Is About More Than Finding a Loan
Different structures, costs, and financial considerations can affect borrowers differently. Mike helps you understand your options so you can make informed decisions.
Mortgage Hacks
Helpful educational tips for structuring your mortgage.
Real Estate Hacks
Insights at the intersection of financing and real estate.
First-Time Buyer Strategies
Approachable strategies for your first purchase.
Investment Strategies
Financing considerations for building a portfolio.
Refinance Strategies
Evaluating whether refinancing fits your goals.
Move-Up Buyer Strategies
Timing and financing for your next home.
Did You Know?
Mortgage Calculators
Understand the Numbers Before You Decide
Explore payment, affordability, refinance, and rent-vs-buy scenarios. Estimates are for educational purposes only — actual loan terms and costs can vary.
Open the CalculatorsPayment Calculator
Affordability
Refinance
Rent vs. Buy
Client Reviews
What Mike's Clients Say
Real reviews from Utah homebuyers, homeowners, and investors who worked with Mike Shehan.
"I love Mike! He is the best with dealing with my clients. He offers full service to all of them and treats them all like family. Thanks Mike!"
Tim Lowry
Verified Google Review
"Mike was incredible in helping me purchase my condo in Provo! Not only did he guide me through the entire process smoothly, but he also secured the best possible loan rate, which saved me significantly in the long run. His attention to detail and proactive communication with both my real estate agent and me ensured that everything stayed on track, from the offer to the closing. Mike worked seamlessly with the agent to make sure all deadlines were met and that the loan approval process was as smooth as possible. I couldn't have asked for a better experience and highly recommend him for anyone looking for a stress-free home-buying journey!"
Chad Cloes
Verified Google Review
"Mike was absolutely amazing to talk and work with as first time homebuyers. He went through the process with us and talked with us every step of the way. I highly recommend him!"
Whitney Green
Verified Google Review
"Mike Shehan and his team were phenomenal. They jumped through so many hoops to help us get our refinance up and going. I will be using their services every time in the future."
Ashlee Saddler
Verified Google Review
"Mike Shehan was amazing getting our financing going through the process. He and his team were very responsive and walked us through the process. He also worked very well with our real estate agent. Hands down would go to him with all future house financing options."
Rony Tovar
Verified Google Review
"I've had the opportunity to work with Mike Shehan on several transactions, and I'm always impressed with the level of care and attention he gives our clients. Most recently, Mike helped one of my first-time homebuyer families navigate the lending process and secured grant funds that allowed them to avoid taking on a second mortgage for their down payment and closing costs. That kind of creative problem solving can make a huge difference for buyers. Mike takes the time to educate clients, answer questions, and make sure they feel confident throughout the process. Thanks to his guidance, they are now happy new homeowners."
Joseph Leyba
Verified Google Review
Schedule a FREE 15-Min. Consultation
Pick a time that works for you and talk with Mike directly — no pressure, no obligation. Let's target specific strategies for your personal scenario.
Schedule My Free ConsultationReady to Move Forward?
Let's Build Your Mortgage Strategy Together
Whether you're buying your first home, refinancing, or building an investment portfolio, Mike will help you understand your options and make informed decisions.
