Legal
Privacy Policy
How Mike Shehan, Select Rate collects, uses, and protects your personal information when you contact us about a Utah mortgage.
Effective: October 2026 · Last updated: October 2026
About This Policy
This Privacy Policy describes how Mike Shehan ("we," "us," or "our") collects, uses, and protects the personal information you provide through UtahLend.com. By submitting a form or contacting us through this website, you agree to the practices described here.
Information We Collect
When you fill out a form on this site — such as a general inquiry, guide request, pre-approval request, or consultation booking — we collect the information you provide, which may include your first name, last name, email address, phone number, loan interest, and any message you include. We may also collect limited technical information automatically, such as the pages you visit and your browser type, through analytics tools.
How We Use Your Information
We use the information you provide to respond to your inquiry, schedule a consultation, send the guide or resource you requested, and begin the mortgage pre-approval or application process. We may also use it to follow up, answer your questions, and communicate with you about your financing options.
How We Share Information
We share your information with the lending partners, service providers, and platforms needed to respond to your request and, if you choose to proceed, to process your mortgage application. We may also disclose information as required by law. We do not sell your personal information.
Cookies & Analytics
This website may use cookies and similar technologies to measure traffic and improve your experience. You can disable cookies in your browser settings, though some features may not function as intended without them.
Data Retention & Your Rights
We retain the information you submit for as long as reasonably needed to respond to your request and for the purpose it was collected. You may request access to, correction of, or deletion of your personal information by contacting us using the details below.
Security
We take reasonable measures to protect the information you submit. However, no method of transmission or electronic storage is completely secure, and we cannot guarantee absolute security.
Third-Party Links
This website contains links to external sites, including the pre-approval application portal and Utah lifestyle resources. This Privacy Policy does not apply to those third-party sites. We encourage you to review their privacy practices.
Contact Us
If you have questions about this Privacy Policy or how your information is handled, please contact:
Mike Shehan · Select Rate
10150 S. Centennial Parkway #120
Sandy, UT 84070
Phone: (801) 918-5500
Email: mike@selectrate.com
Personal NMLS #1969275 · Company NMLS #2238167
Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.
See also our Terms & Disclosures.
Ready to Move Forward?
Questions About Your Privacy?
Mike is happy to explain how your information is used and what happens when you request a guide or get pre-approved.