Mortgage Lender · South Jordan, Utah
Mortgage Lender in South Jordan, Utah
Mike Shehan, Select Rate, helps South Jordan homebuyers finance homes in Daybreak, the Town Center, and the Jordan River corridor — FHA, VA, conventional and DPA.
Financing a Home in South Jordan's Master-Planned Communities
South Jordan's housing market revolves around large master-planned communities like Daybreak, where price points run wider than many buyers expect. That range makes this area a common first stop for first-time buyers exploring FHA and down-payment-assistance programs — and for move-up families using conventional financing. Mike Shehan compares the loan programs that fit each South Jordan price tier and builds a financing plan around your budget and timeline.
With the TRAX line connecting South Jordan to Salt Lake City, the area draws commuters who need to move quickly. Mike keeps your financing ready so transit-adjacent homes don't pass you by.
Daybreak
A large master-planned community on the west side with a wide range of price points — one of the most common entry points for first-time and move-up buyers who want walkable amenities, lakes, and trails.
South Jordan Town Center
Newer construction near the TRAX line and retail, where buyers often use conventional loans and first-time buyers explore down-payment-assistance programs tied to the area.
East River / Jordan River Corridor
Established neighborhoods along the river trail system, drawing families and relocation buyers who commute into Salt Lake City and value quick access to the TRAX line.
Mike Shehan, Select Rate — 10150 S. Centennial Parkway #120, Sandy, UT 84070 · NMLS #1969275. Serving South Jordan and homebuyers throughout Utah.
Did You Know?
South Jordan Mortgage FAQs
Why is Daybreak such a common starting point for first-time buyers?
Daybreak's range of price points and home styles makes it one of the more accessible master-planned communities in the Salt Lake Valley for first-time buyers. Mike frequently helps South Jordan first-time buyers compare FHA, conventional, and down-payment-assistance programs to find the right fit for a Daybreak purchase — and to understand the real monthly cost once HOA and community fees are included.
How does the TRAX line affect where South Jordan buyers look?
The Mid-Jordan TRAX line connects South Jordan directly to Salt Lake City and the university, so transit-adjacent homes tend to draw commuters and move quickly. Mike helps you factor commute distance into your target area and gets pre-approval ready so you can act fast when a home near a station lists.
Are down-payment-assistance programs available in South Jordan?
Some Utah down-payment-assistance programs are tied to specific cities or counties, and South Jordan may qualify for some but not others depending on the program. Mike stays current on what's available and checks your income and the property's location against the current rules — without guaranteeing you'll qualify.
Can relocation buyers finance a South Jordan home before they arrive?
Yes. Mike regularly prepares financing remotely for relocation buyers — gathering documentation, running scenarios, and issuing pre-approval — so you arrive ready to make a competitive offer on a Daybreak or Town Center home without scrambling.
Buying in Daybreak or the Town Center?
Mike compares FHA, conventional, VA, and down-payment-assistance programs for South Jordan buyers — and includes HOA costs in your real monthly budget.
Client Reviews
South Jordan & Utah Buyers Mike Has Helped
Real reviews from Utah borrowers who worked with Mike Shehan.
"I love Mike! He is the best with dealing with my clients. He offers full service to all of them and treats them all like family. Thanks Mike!"
Tim Lowry
Verified Google Review
"Mike Shehan was amazing getting our financing going through the process. He and his team were very responsive and walked us through the process. He also worked very well with our real estate agent. Hands down would go to him with all future house financing options."
Rony Tovar
Verified Google Review
"I reached out to Mike a couple years ago just to see where I was at on potentially buying a house, my credit wasn't very good and I had some debt. Mike told me what it would take to improve everything. I called Mike a couple years later when things had improved. Long story short we CLOSED on our house! Thanks to Mike and his team. My family and I are so grateful!"
Travy Fanua
Verified Google Review
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South Jordan's Market Moves — Match Your Financing
Whether you're buying your first home, refinancing, or building an investment portfolio, Mike will help you understand your options and make informed decisions.
