Mortgage Lender · Draper, Utah

    Mortgage Lender in Draper, Utah

    Mike Shehan, Select Rate, helps Draper homebuyers and relocation buyers finance homes near Corner Canyon, Suncrest, and the Point of the Mountain.

    Financing a Home at the Point of the Mountain

    Draper is where Salt Lake and Utah counties meet — and that ridge-top location shapes how buyers here finance. Homes near Corner Canyon and Suncrest often run above conforming loan limits, which makes jumbo and conventional financing common among move-up buyers. Mike Shehan compares those options alongside FHA, VA, and down-payment-assistance programs so your financing matches the price point you're actually shopping.

    Because Draper draws relocation buyers commuting in both directions, timing matters. Mike coordinates with your agent and keeps your pre-approval ready so you can act the day the right home lists.

    Corner Canyon & Traverse Ridge

    Master-planned communities along the Corner Canyon trailheads, popular with move-up buyers who want newer construction and immediate access to Draper's best-known hiking and biking trails.

    Suncrest

    Hillside homes above the Point of the Mountain with sweeping valley views — a draw for relocation buyers who commute between Salt Lake and Utah counties and want to live at the top of the ridge.

    East Draper & Historic Core

    Established, tree-lined streets near Draper Park and the original town center, where buyers often finance with conventional loans and some higher-end homes call for jumbo financing.

    Mike Shehan, Select Rate — 10150 S. Centennial Parkway #120, Sandy, UT 84070 · NMLS #1969275. Serving Draper and homebuyers throughout Utah.

    Did You Know?

    Homes near Corner Canyon and Suncrest can exceed conforming loan limits — which is where jumbo financing comes in. Mike confirms which loan type fits your target price range before you tour.

    Draper Mortgage FAQs

    Why do Draper buyers often need jumbo or conventional loans?

    Draper's newer construction near Corner Canyon and Suncrest pushes some price points above conforming loan limits, which is where jumbo financing comes in. Mike helps you figure out whether your target price range calls for conventional, jumbo, FHA, or VA financing — and compares the real cost of each for your scenario.

    Does being at the Point of the Mountain change my financing strategy?

    It can. Draper sits right between Salt Lake and Utah counties, so relocation buyers here often juggle timing, commuting distance, and competing offers. Mike helps you get pre-approved early so you're positioned to move quickly when a home on either side of the Point comes up.

    What loan programs work for first-time buyers in Draper?

    First-time buyers in Draper commonly explore FHA, conventional, and down-payment-assistance programs to manage affordability in a market where newer construction tends to price higher. Mike walks through your down payment, credit, and comfortable monthly budget so you understand what's realistic here — not just what you qualify for on paper.

    Can I get pre-approved before relocating to Draper?

    Yes. Mike regularly works with relocation buyers remotely — gathering documentation, running scenarios, and issuing pre-approval before you arrive — so you can make a confident, fast offer the moment the right Draper home hits the market.

    More Utah Mortgage FAQs

    Buying Near Corner Canyon or Suncrest?

    Mike compares conventional, jumbo, FHA, and VA options for Draper move-up and relocation buyers — and makes sure your pre-approval is ready before homes move.

    Your information is kept private and used only to contact you about your mortgage needs.

    Client Reviews

    Draper & Utah Buyers Mike Has Helped

    Real reviews from Utah borrowers who worked with Mike Shehan.

    "I love Mike! He is the best with dealing with my clients. He offers full service to all of them and treats them all like family. Thanks Mike!"

    Tim Lowry

    Verified Google Review

    "Mike Shehan was amazing getting our financing going through the process. He and his team were very responsive and walked us through the process. He also worked very well with our real estate agent. Hands down would go to him with all future house financing options."

    Rony Tovar

    Verified Google Review

    "I reached out to Mike a couple years ago just to see where I was at on potentially buying a house, my credit wasn't very good and I had some debt. Mike told me what it would take to improve everything. I called Mike a couple years later when things had improved. Long story short we CLOSED on our house! Thanks to Mike and his team. My family and I are so grateful!"

    Travy Fanua

    Verified Google Review

    Schedule a FREE 15-Min. Consultation

    Pick a time that works for you and talk with Mike directly — no pressure, no obligation. Let's target specific strategies for your personal scenario.

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    Ready to Move Forward?

    Draper Homes Move Fast — Be Ready to Compete

    Whether you're buying your first home, refinancing, or building an investment portfolio, Mike will help you understand your options and make informed decisions.